It's long seemed ridiculous to me that it's not easier to transfer funds between people electronically. After all, your bank account and my bank account are little more than entries in a ledger somewhere, represented by 1s and 0s. Why should it be any harder for me to send you some bits that turn into money than it is for me to send you an email?
In theory, Apple could even offer the ability to send funds to people via the Internet. Apple Pay already works for some online transactions, and once again Square Cash has proved that you can transfer funds online without too much hassle.
Please, please Apple, Square, Chase,